Looking for ClearDebt, the IVA company? That is a different business.
ClearDebt Limited (company 05157741) of Hale, Cheshire, has proposed and administered IVAs since 2004 and is still trading at cleardebt.co.uk. It has nothing to do with the dissolved Preston company described on this page. Three quick checks: the name is one word, not three with “Solutions” on the end; the company number on your paperwork is 05157741, not 05940444; and the letters came from Cheshire, not Preston.
What happened to the company
Clear Debt Solutions Limited was incorporated in September 2006 and traded from Dockland House on Anchorage Business Park in Ashton on Ribble, Preston. The public record describes its business as debt collection — it was engaged by people and businesses who were owed money, to chase it on their behalf, typically for a fee paid up front. It was not a debt management company, and there is no record of it ever running debt management plans or IVAs for people in debt.
The company ran into trouble more than once. A strike-off notice was published in 2009 but not carried through. A winding-up petition was brought in the High Court in July 2012 and dismissed that November. On 14 January 2013 the company passed a resolution to wind itself up, entering creditors' voluntary liquidation, with Donna Louise Cartmel of Unique Business Recovery Limited in Bolton appointed liquidator. A replacement liquidator was appointed in 2020, the final meeting was returned in April 2021, and the company was dissolved on 14 July 2021.
- Company name
- Clear Debt Solutions Limited
- Company number
- 05940444
- Incorporated
- 19 September 2006
- Wound up
- 14 January 2013, creditors' voluntary liquidation
- Dissolved
- 14 July 2021
- Trading address
- Dockland House, Anchorage Business Park, Preston PR2 2YL
The full public record is free to view on the Companies House register: Companies House record for 05940444.
If you paid this company and never got your money
Anyone owed money by the company when it was wound up in January 2013 — including customers owed a refund of fees — became an unsecured creditor in the liquidation. Whether unsecured creditors received anything is recorded in the liquidator's final return, filed in April 2021 and downloadable free from the Companies House link above.
The company has been dissolved. It no longer exists in law, so a claim cannot now be made against it without a court order restoring it to the register — an expensive step that is rarely worth it for a consumer debt. If a lot of money is involved, take proper legal advice before spending anything on it.
If a debt collection agency is contacting you about a debt and you are not sure it is genuine, do not pay anything until you have checked. Ask for it in writing, ask who the original creditor was, and get free advice using the services below. You have the right to ask a creditor to prove a debt is yours.
Free debt advice you can trust
These services are free, confidential and independent. None of them charges you a penny, and none of them will sell you a product. If you are worried about money, start here.
The government's own starting point is gov.uk/debt-advice, and MoneyHelper's debt advice locator will find a free adviser near you. If you cannot hear or speak on the phone, dial 18001 before the number to use Relay UK.
Scotland
Scotland has its own debt solutions, including the Debt Arrangement Scheme and protected trust deeds. Free help: Money Talk Team on 0800 028 1456, or Advice Direct Scotland on 0808 196 2316. The Debt Arrangement Scheme is explained at mygov.scot/what-is-das, and the Accountant in Bankruptcy can be reached on 0300 200 2600.
Practical guides on this site
Free, sourced guides to the questions people arrive here with. Everything described in them you can do yourself, without paying anyone.
How to check whether a debt collector is genuine
FCA register and Companies House checks that take ten minutes.
Making a debt collector prove the debt
The £1 request under the Consumer Credit Act 1974.
When an old debt becomes statute barred
Six years, five in Scotland, and what restarts the clock.
When the company that owes you money has been dissolved
Reading the liquidator's final account, and the routes that work better.